Business --- Telephone Banking

비즈니스 전화영어

Lesson 46

Business --- Telephone Banking

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Lesson 46

Business --- TELEPHONE BANKING

Practice English with your teacher

Business 25 min Speaking 75%
3 min

Warm-up

Talk about these questions with your teacher.
선생님과 이야기해 보세요.

  1. Have you ever used telephone banking to check your balance or transfer money? How was the experience?
    전화 뱅킹으로 잔액 확인이나 이체를 해 본 적이 있나요? 경험이 어땠나요?
  2. Do you prefer telephone banking, mobile banking apps, or visiting a branch in person? Why?
    전화 뱅킹, 모바일 뱅킹 앱, 은행 방문 중 어떤 것을 선호하시나요? 이유는 무엇인가요?
5 min

Dialogue Practice

Practice the dialogue with your teacher.
선생님과 대화를 연습해 보세요.

Representative: Hello. How can I help you today?
Customer: Hello. I'd like some information on the telephone banking services offered at by your bank.
Representative: Certainly. What is your account number?
Customer: 45 890003 at the High Street Branch.
Representative: What would you like to know?
Customer: How do I sign up?
Representative: Just let me know, I'll sign you up immediately.
Customer: Can you tell me how the telephone banking services work?
Representative: You can do all your day-to-day banking over the telephone, 24 hours a day.
Customer: That's great. How do I access my account?
Representative: Just call the bank, key in your PIN number and listen to the menu of options available.
Customer: How do I choose which option I want?
Representative: Just press the number for the service stated by the recording.
Customer: What kind of things can I do?
Representative: You can check your balance, pay bills, order a statement or even transfer money to another bank.
Customer: That's fantastic! Can I trade stocks and bonds.
Representative: I'm afraid you will have to have a special account for that.
Customer: What about getting help if I have any problems?
Representative: There's an automated answering machine and staff are available 9 to 5 seven days a week.
Customer: It all sounds very good to me. I'd like to sign up.
Representative: Alright, can you answer a few questions please?
Customer: Certainly...
Vovalulary
24 hours a day
account number
automated answering machine
day-to-day banking
menu of options
telephone banking services
to access an account
to check your balance
to key in a PIN number
to order a statement
to pay bills
to sign up
to trade stocks and bonds
to transfer money

3 min

Key Vocabulary

Learn these words from today's lesson.
오늘 레슨의 주요 단어를 배워봅시다.

account balance The amount of money currently available in a bank account. 계좌 잔액 I called the bank to check my account balance before making the payment.
transfer funds To move money from one bank account to another. 자금을 이체하다 I'd like to transfer funds from my savings account to my checking account, please.
PIN (Personal Identification Number) A secret numeric code used to verify your identity when banking by phone. 개인 식별 번호 (비밀번호) For security purposes, please enter your four-digit PIN now.
automated system A computerized phone service that handles requests without a human operator. 자동 응답 시스템 The automated system asked me to press 1 for English or 2 for Spanish.
transaction history A record of all deposits, withdrawals, and transfers made on an account. 거래 내역 Could you read me my transaction history for the past week?
verify To confirm that something is true or correct, especially someone's identity. 확인하다, 검증하다 Before we proceed, I need to verify your identity by asking a few security questions.
3 min

Korean Trap! / 한국인 실수 교정

Common mistakes Korean speakers make.
한국인이 자주 하는 실수를 알아봅시다.

❌ "I want to remit money to my other account."
✅ "I'd like to transfer money to my other account."

한국어의 '송금하다'를 영어로 직역하여 'remit'을 쓰는 경우가 많습니다. 'Remit'은 주로 해외 송금이나 공식 서류에서 사용하는 격식체 표현이고, 일반적인 전화 뱅킹에서는 'transfer'가 자연스럽습니다. 같은 은행 내 계좌 이동은 항상 'transfer'를 사용하세요.

5 min

Discussion

Share your thoughts with your teacher.
선생님과 의견을 나눠보세요.

  1. How would you apply what you learned today?
    오늘 배운 것을 어떻게 활용하시겠어요?
  2. What was the most useful part of this lesson?
    이 수업에서 가장 유용한 부분은 무엇이었나요?
  3. Can you think of a real situation where you would use this?
    이것을 사용할 실제 상황을 생각해 볼 수 있나요?
  4. What would you like to practice more?
    더 연습하고 싶은 것은 무엇인가요?

Lesson Summary / 수업 요약

Today's Topic: Business --- TELEPHONE BANKING

Level: Business (BIZ)

Review this lesson before your next class! / 다음 수업 전에 복습하세요!